That happens to be what these cost me and they have far more selection. If I were to take the cable off my internet, it would save me $20 a month. Looking at these, I see how having cable and these is a waste. So, I started to look at what I had labeled as “extras” earlier in the process. Just because we’re sick doesn’t mean we should have to give up everything we find enjoyment in. Many of us know about the “medical baseline” savings from our electric and gas companies (if you have an illness that allows for that.) But what else can be cut? I feel what I have is all necessary. This is when we have to start looking at what we can cut. Many of us will see a negative after inputting our values. If you know you’ll have them more often, then add them in too. I try to budget at least enough for one ER visit a month, as well as two doctor’s visits. This is will you an idea about weekly expenses and when money will be in your accounts.
You should include any income you have, on the exact day you get it. I use his base because over time is not guaranteed, no matter the fact that he’s been working 6 days a week for the last year. “-100” ) values.Īfter that, I put in my husband’s base pay each week as the positive values. All these values then were put into the calendar as negative (i.e. That is what I see as the necessities (minus medical, but that will come later.) Then came the extras: Netflix, Hulu, Kindle Unlimited, Office subscription, etc. Started with the mortgage, electric, solar, gas, cable/internet, and cell phones. Next was to make a list of my every month expenses. It’s titled “any year expense calendar” and it comes with a few values input so you’ll have to go through and delete them. I found the spreadsheet below after typing in “calendar” into the search function for templates in my Excel 2016 program: I chose to use Excel because it does all my month calculations for me, and I don’t have to think too hard (which is good because, ya know, brain fog.) I’m also very sight oriented, so putting out my expenses on a calendar is the best way for me to understand where all my money is going. My first step was to find an Excel spreadsheet that I could use. So, today I’m sitting down and trying to work through a practical approach. How are you supposed to budget when, at any moment, you could end up with a hospital visit, or even an admit? This is something I’ve struggled with since the beginning of my illness. We all know that sticking to a budget with chronic illness is one of the hardest things we face.
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